How Health Plan Enrollees Value

نویسندگان

  • Christian Bünnings
  • Hendrik Schmitz
  • Harald Tauchmann
  • Nicolas R. Ziebarth
  • Thomas K. Bauer
  • Wolfgang Leininger
چکیده

This paper empirically assesses the relative role of health plan prices, service quality and optional benefi ts in the decision to choose a health plan. We link representative German SOEP panel data from 2007 to 2010 to (i) health plan service quality indicators, (ii) measures of voluntary benefi t provision on top of federally mandated benefi ts, and (iii) health plan prices for almost all German health plans. Mixed logit models incorporate a total of 1,700 health plan choices with more than 50 choice sets for each individual. The fi ndings suggest that, compared to prices, health plan service quality and supplemental benefi ts play a minor role in making a health plan choice. JEL Classifi cation: D12, H51, I11, I13, I18

برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

ثبت نام

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

منابع مشابه

How Health Plan Enrollees Value Prices Relative to Supplemental Benefits and Service Quality

This paper empirically assesses the relative role of health plan prices, service quality and optional benefits in the decision to choose a health plan. We link representative German SOEP panel data from 2007 to 2010 to (i) health plan service quality indicators, (ii) measures of voluntary benefit provision on top of federally mandated benefits, and (iii) health plan prices for almost all German...

متن کامل

Choice matters: enrollees' views of their health plans.

Enrollees' views of their health plans and physicians are important measures of the performance of the health care system. The Commonwealth Fund's 1994 survey of 3,000 adults in fee-for-service and managed care organizations documents enrollees' experiences with choosing a plan and satisfaction with that plan. Fee-for-service enrollees were more satisfied with their plan's access to and quality...

متن کامل

What information do consumers want and need?

This paper reviews information from surveys and focus group studies about how consumers define high-quality care and the types of information they want when making decisions about which health plan to join. The authors also interviewed consumer advocacy groups and persons responsible for disseminating health plan information to Medicare enrollees in various types of managed care plans to learn ...

متن کامل

HOW EMPLOYEE EARNINGS ARE ASSOCIATED WITH CDHP PLAN CHOICE by David William Jordan

Health Reimbursement Accounts (HRA) and Health Savings Account (HSA) eligible High Deductible Health Plans (HDHP)s emerged as new health care insurance models referred to as Consumer Directed Health Plans (CDHPs) in the early 2000s. The purpose of this study is to examine the association between enrollees’ level of earnings and plan choice when a Managed Care PPO, HRA, and HSA eligible HDHP are...

متن کامل

The Role of Prices Relative to Supplemental Benefits and Service Quality in Health Plan Choice

This paper links representative enrollee panel data to health plan data on (i) prices, (ii) service quality, and (iii) non-essential benefits for the German statutory multi-payer market and the years 2007 to 2010. We first show that, although heavy federal regulation ensures a simple choice architecture, the majority of health plans are dominated—even when considering four non-price attributes....

متن کامل

ذخیره در منابع من


  با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید

برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

ثبت نام

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

عنوان ژورنال:

دوره   شماره 

صفحات  -

تاریخ انتشار 2015